I can't answer the first two questions but re: T-Pose, it's a good idea to record a T-Pose at the beginning of your motion. The T-Pose helps align the performer's joints to the character rig's joints (assuming the character rig is set in a T-Pose.)
If you didn't record the performer in a T-Pose at the beginning of the capture, you will need to add the pose manually before you re-target to your final character rig. Ideally, you want a smooth transition from the T-Pose to the beginning of the motion's pose, which is especially important if you're planning to use hair and cloth dynamics.
Hope this helps.
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